Obamacare Gets a Thumbs Up: What Does It Mean?
Healthcare researchers and policy analysts at UGA in Athens comment on the implications of Thursday's ruling.
The Associated Press’s Mark Sherman has a thorough story about the Supreme Court’s upholding the Affordable Care Act.
Health care experts at the University of Georgia reacted to today’s ruling and speculated about what it may mean for Georgia.
Phedra Corso, Department Head , Health Policy and Management, College of Public Health.
I think there are big implications for the state of Georgia and other states. They have to pull together the state-based health exchanges, which are required under the ACA. The states have to have a marketplace where insurance companies can compete for the business of individuals or small businesses. The state will create their own exchanges. The State of Georgia has been on hold, waiting for the Act to be declared Constitutional. Now that it has been, they need to move forward to have it ready by 2014. Many states now are going to be scrambling.
Medicaid expansion isn’t mandatory. They can choose to expand or not. If not, they won’t have the current Medicaid dollars they receive from the federal government taken away. I think Georgia will choose not to do the expansion, even though the federal government will cover the expansion fully for a couple of years. And that means there are going to be a lot of poor people without access to health care. There’s no penalty for not expanding the Medicaid program.
There are 2 million Georgians with no health insurance. Many of them could potentially be covered if Georgia expands its Medicaid program. Whether it’s a win depends if you are the state government or a citizen in the state. People who will benefit will be those with pre-existing conditions. There will be no out of pocket costs for preventive services, there will be coverage for young adults on their parents’ health insurance policies. Some parts will still need wrangling.
W. David Bradford, Busbee Chair in Public Policy, Department of Public Administration and Policy, School of Public and International Affairs.
It means a number of things for Georgia. Of the several million uninsured people, by 2014, most of them will have an obligation to purchase health insurance. Poor folks will get subsidies to do so, small businesses will get subsidies to offer them. There will be a reduction in the number of uninsured folks.
We have to figure out how to get them in the program.
Georgia is going to have no choice but to expand the Medicaid program. The federal government will pay that cost, 100 percent for several years. The government will contribute 90 percent of the cost of the program, the most Georgia will pay in the future is 10 percent, and this 10 percent will be in the future. The marginal cost will be paid through the federal government. The taxes will come from us. The Medicaid expansion isn’t going to be a substantial issue for some time.
I believe taxes are going to rise. You can’t budget it by cutting spending. Yes, they will rise but they were going to rise anyway. How much they will go up? No definitive answer to this. There’s no way that increasing the number of people insured and their access to health care was going to be free. It’s going to cost someone something.
Hospitals have seen pressure on their bottom line. It’s not in any of our interests to have a weak hospital sector. It’s better to get everyone under some mechanism of payment. That’s what they are hoping for.
It will be an interesting narrative if Deal or another governor says he won’t let the poor people in the state be insured. If he says no, he’s saying, ‘I don’t want to insure poor people even though it won’t cost me a penny.’
Toni Miles, Department Head, Institute of Gerontology, College of Public Health
The citizens of Georgia won today. What we needed was clarification on those two issues, the mandate and Medicaid, and we got clarification. I am really focused on the expansion of Medicaid, which has implications for young adults and for seniors. Expansion gives the states flexibility to do what they need, the way the court ruled on it.
Basically, it gives the states what they need to protect the future, our kids, and to honor the past, our kids.
Legislation puts Medicaid physician payments on par with Medicare payments, which it isn’t right now. The states will still have to figure out how to work that balance. The expansion pumps federal dollars into the state Medicaid budget for people who have coverage right now.
I’m just happy that we got the law clarified and we move forward. Hospital administrators and everyone whose job it was to implement the law was in a holding pattern because they didn’t know what to do.
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Rebecca McCarthy
2:30 pm on Thursday, June 28, 2012
What will this ruling mean for you? Any changes for you or your family?
Tracy Peters
6:35 pm on Thursday, June 28, 2012
"The fact of the matter is that Obamacare is not only a federal power grab but also an unfunded mandate that will cost the taxpayers of Georgia an additional $4.83 billion over the next 10 years. It takes decision-making away from consumers, away from doctors, and away from the state of Georgia and concentrates it in the hands of unelected federal bureaucrats. That’s just not the way our federal system is supposed to work. It’s not the American way. The American way puts power in the hands of individuals not of government."
Rebecca McCarthy
7:16 pm on Thursday, June 28, 2012
Are you quoting someone else or are these your thoughts?
Ann Thompson
1:04 am on Friday, June 29, 2012
First, Georgia would be foolish to walk away from the Medicaid expansion. The federal government pays 100% of it for 3 years, then in the following years it goes down eventually to 90%. Those uninsured folks are STILL going to show up at hospitals, needing care, and unable to pay.......and the state will have to pick up the tab - which means the taxpayers. Let's hope Gov Deal can do the math.
Rebecca McCarthy
10:42 am on Friday, June 29, 2012
Ann,
unfortunately, the State of Georgia has done many foolish things over the years. I can't imagine Deal turning down such a great service for our state....but after Sonny and the Fishing Tournament, I now believe no bone-headed decision is out of reach.
Tracy Peters
2:04 pm on Friday, June 29, 2012
That was a quote from Nathan Deal. Apparently he's not the only one who is aware of the cost to Georgia - "The law’s massive unfunded mandate will force Georgia alone to add 650,000 to 700,000 new Medicaid enrollees, an increase of 35 percent and that will cost taxpayers an estimated additional $4.83 billion over the next 10 years. - Sam Olens, Georgia Attorney General
While I do want medical care available for everyone, I do not want the Federal Government to have the authority to DEMAND that every citizen PURCHASE something. I'm also concerned about how - and who - will determine those of us who can "afford our own healthcare". Those who can't afford healthcare will "be given healthcare through the Government". The Liberal side of our Government is pushing toward a single payer healthcare system and therefore could determine that NONE of us can afford our own...
Rebecca McCarthy
2:47 pm on Friday, June 29, 2012
I'm not sure where Mr. Deal is getting his information.
Megan N.
5:08 pm on Saturday, June 30, 2012
People need to get their facts straight. You are not required to purchase health insurance. ANYONE can opt-out and instead pay the tax for it when they file their returns(1% of your income in 2014, 2.5% in 2016). The only people I hear crying about this are the ones who are already insured.