Athens Drivers Save 15 Percent on Their Car Insurance Compared to State Average

Athens is one of the cheapest cities in Georgia for car insurance, according to one study.

ValuePenguin surveyed the state to find the cheapest rates by comparing premiums in 30 cities. Its sample driver profile was a 30-year-old single male, who drives a 2010 Toyota Camry, is an employed homeowner with excellent credit, has a clean driving record and drives 10,000 miles a year, mainly to work.

Athens had the second-lowest car insurance rates in Georgia, with an average annual premium of $926, 15 percent less than the state average of $1,090.

Valdosta was the cheapest at $885, and Atlanta the most expensive at $1,263.

Generally speaking, drivers in more densely populated areas, pay more for insurance in Georgia, the survey said.

But Athens is the exception. Despite being the fifth-largest city in the state and one of the more densely populated areas, it still scored well in the survey.

The ValuePenguin data is for comparison purposes.